Legal and risk disclaimer

This disclaimer applies to this website and to all guidance, conversations, materials and services provided through Mark Masiak.

Commercial guidance only

We provide commercial guidance, operational insight, preparation support and referral direction. We are not solicitors, licensed insolvency practitioners, accountants, tax advisers or FCA-authorised financial advisers.

We can help you understand commercial options and prepare for conversations with the right specialists. Where legal, insolvency, tax or regulated financial advice is required, you should engage an appropriately qualified and regulated professional.

No legal, insolvency or regulated financial advice

We do not provide legal advice, regulated financial advice, debt advice, insolvency advice, tax advice or formal valuation opinions. Website content and conversations should not replace advice from qualified professionals.

Personal guarantees

Support relating to personal guarantees is commercial in nature. It may include commercial review, preparation, strategy, risk awareness and referral direction. We do not advise on enforceability, defence, cancellation or litigation of any personal guarantee.

Mergers, acquisitions and valuations

Guidance relating to acquisitions, mergers, deal structures, valuation or due diligence is commercial analysis and strategic preparation only. Legal due diligence, financial due diligence, tax advice and transaction documents should be handled by qualified professionals.

No reliance

Information on this website is general information only. It is not tailored to your circumstances and may not reflect current law or practice. Decisions involving legal rights, statutory duties, tax or regulated financial matters should be made with appropriate professional advice.

Third-party referrals

Where appropriate, we may suggest solicitors, licensed insolvency practitioners, accountants, regulated financial advisers or other specialists. Any third party you engage is independent and responsible for its own advice and services.

Liability

To the fullest extent permitted by law, we accept no liability for loss or damage arising from reliance on website information or general commercial guidance where you have not obtained appropriate professional advice. Where services are provided under a written engagement, that engagement will apply.

Governing law

This disclaimer is governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction.